This portion of the proceeds, so deemed (includes surplus capital from all sources, secured investments, and marketable securities, etc.), is required to be credited to a Sinking Fund Account, and be managed by qualified Portfolio Manager/(s), for its accretion and may be used to make interest payments, or towards the retirement of outstanding obligations.

Notwithstanding the generality of the foregoing, at no time shall the reserve be less than thirty-five percent (35%) of the proceeds that derived from the Line of Credit.